H-D™ Flex Financing
An alternate way to purchase your next H-D® motorcycle that combines the benefits of attractive monthly payments and the ability to return your motorcycle at the end of term, similar to a lease.
Benefits for the Rider -
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Flexibility
Multiple end of term options to enhance your H-D® motorcycle ownership experience; Pay off your current bike to own it outright, trade-in1, refinance2 or return3 it to an authorized dealership at the end of your term.
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Shorter Terms
Customize your payment period with either a 36-or 48-month term - a shorter time frame than standard financing options.
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Attractive Monthly Payments
Enjoy a break from traditional buying and leasing by making monthly payments as low as $321.61 on Grand American Touring Models with 10% down and a final balloon payment of $16,078.96 due at the end of the 48-month term.
Compare Financing Rates -
- Flex Financing
- Traditional Financing
- Bike Types
- New H-D® Touring, Trike, Softail®, CVO™ and Nightster® Bikes
- All bikes
- Terms
- 36 and 48-months
- 24 to 84-months, 96-months on select models
- Payment
- Lower monthly payments throughout your term with a single final balloon payment
- You will pay the same amount each month until the bike is paid off
- End of Term
- Trade-in1 for a new H-D® model
Keep your current bike after paying off remainder
Refinance2 your balloon payment with HDFS
Return3 your bike after settling your account balance - Your loan is fully paid off. The bike is yours to keep or trade-in
1 - Subject to dealer acceptance
2 - Subject to credit approval
3 - A return fee up to $395, excess wear, mileage and other charges may apply. Some motorcycles may be ineligible for return due to excess wear and tear, excessive modifications, or other conditions.