Harley-Davidson® Finance Department
At Carolina Coast Harley-Davidson®, there's nothing we enjoy more than helping our customers find the kind of fun and adventure that a quality Harley-Davidson® motorcycle can bring. If you're considering financing your new Trike, Grand American Touring, Adventure Touring, Cruiser, Sport or Electric bike, you're in good hands with our finance department. We are thrilled to get the opportunity to help you set up a financing plan that gets you out on the road as soon as possible in the Wilmington area.
Apply Today
Our knowledgeable finance staff is here to make the process of purchasing a new motorcycle easy, so don't put off your dreams. To get a quote, apply now. Our staff will contact you about our available financing options.
FINANCE YOUR BIKE
We offer financing solutions for new, used and private party H-D® motorcycle purchases - from flexible loan rates and terms, to offers for new riders and active military.
An alternate way to purchase your next H-D® motorcycle that combines the benefits of attractive monthly payments and the ability to return your motorcycle at the end of term, similar to a lease32.
RIDER-TO-RIDER FINANCING
The Harley-Davidson® Rider-to-Rider Financing program offers financing to qualified individuals who are buying a used motorcycle from a private party.
Current Financing Offers –
EXPLORE FLEX FINANCING
Enjoy a break from traditional buying and leasing by making monthly payments as low as $326.3633 on Grand American Touring Models with 10% down33 and a final balloon payment of $15,810.98 due at the end of the 48 month term.
GET ON A SPORT FOR AS LOW AS $21320 PER MONTH
Take advantage of extended terms now available on all Sport® models and ride for as little as $21320 per month with 10% Down20 for 84 months.
GET ON A SELECT GRAND AMERICAN TOURING MODEL FOR UNDER $33022 PER MONTH
Take advantage of extended terms now available on all Grand American Touring models and ride for as little as $33022 per month with 10% Down22 for 96 months.
GET ON A SELECT CRUISER®
MODEL FOR UNDER $22721 PER MONTH
Take advantage of extended terms now available on all Cruiser® models and ride for as little as $22721 per month with 10% Down21 for 84 months.
GET 7.79% APR11 AND $0 DOWN11 ON USED MOTORCYCLES ON A SELECT CRUISER®
Rates start at 7.79% APR11 for Used Harley‑Davidson® motorcycles with $0 down11 options available.
RIDER TRAINING GRADUATES 9.64% APR17 OFFER ON USED
Complete the Harley-Davidson® Riding Academy Course or other approved accredited course and get rates as low as 9.64% APR17 on used motorcycles. You must apply within 180 days of course completion.
17 - Financing Offer available only on used Harley‑Davidson motorcycles financed through Eaglemark Savings Bank (ESB) and is subject to credit approval. Not all applicants will qualify. 9.64% APR offer is available only to high credit tier customers who have completed a Riding Academy, Skilled Riders, MSF or other state accredited course within 180 days of application date and only for up to a 60 month term. The APR may vary based on the applicant's past credit performance and the term of the loan. For example, a 2020 Softail Deluxe model in Vivid Black with a sale price of $18,049, no down payment and amount financed of $18,049, 60 month repayment term, and 9.64% APR results in monthly payments of $380.30. In this example, customer is responsible for applicable taxes, title, licensing fees and any other fees or charges at the time of sale. APR is calculated according to the simple interest method. Not valid in conjunction with other offers. Other terms, conditions, and limitations may apply. Dealer participation may vary. Financing offer is subject to change or cancellation at anytime. See us at Carolina Coast Harley-Davidson®, Wilmington NC for details. (910)791-9997
20 - *Financing Offer available only on new Harley-Davidson® motorcycles financed through Eaglemark Savings Bank (ESB) and is subject to credit approval. Not all applicants will qualify. This 11.74% offer is available on new Harley Davidson® motorcycles to high credit tier customers at ESB and only for up to an 84-month term. The APR may vary based on the applicant’s past credit performance and the term of the loan. For example, a 2023 Nightster® motorcycle in Vivid Black with an MSRP of $13,499 a 10% down payment and amount financed of $12,149.10, 84-month repayment term, and 11.74% APR results in monthly payments of $212.78. In this example, customer is responsible for applicable taxes, title, licensing fees and any other fees or charges at the time of sale. APR is calculated according to the simple interest method. Not valid in conjunction with other offers. Other terms, conditions, and limitations may apply. Dealer participation may vary. Financing offer is subject to change or cancellation at any time. See us at Carolina Coast Harley-Davidson®, Wilmington NC for details. (910)791-9997
21 - *Financing Offer available only on new Harley-Davidson® motorcycles financed through Eaglemark Savings Bank (ESB) and is subject to credit approval. Not all applicants will qualify. This 11.74% offer is available on new Harley Davidson® motorcycles to high credit tier customers at ESB and only for up to an 84-month term. The APR may vary based on the applicant’s past credit performance and the term of the loan. For example, a 2023 Softail® Standard motorcycle in Vivid Black with an MSRP of $14,399, a 10% down payment and amount financed of $12,959.10, 84-month repayment term, and 11.74% APR results in monthly payments of $226.97. In this example, customer is responsible for applicable taxes, title, licensing fees and any other fees or charges at the time of sale. APR is calculated according to the simple interest method. Not valid in conjunction with other offers. Other terms, conditions, and limitations may apply. Dealer participation may vary. Financing offer is subject to change or cancellation at any time. See us at Carolina Coast Harley-Davidson®, Wilmington NC for details. (910)791-9997
22 - *Financing Offer available only on new Harley-Davidson® motorcycles financed through Eaglemark Savings Bank (ESB) and is subject to credit approval. Not all applicants will qualify. This 12.74% offer is available on new Harley Davidson® motorcycles to high credit tier customers at ESB and only for up to an 96-month term. The APR may vary based on the applicant’s past credit performance and the term of the loan. For example, a 2023 Street Glide® Standard motorcycle in Vivid Black with an MSRP of $21,999, a 10% down payment and amount financed of $19,799.10, 96-month repayment term, and 12.74% APR results in monthly payments of $329.90. In this example, customer is responsible for applicable taxes, title, licensing fees and any other fees or charges at the time of sale. APR is calculated according to the simple interest method. Not valid in conjunction with other offers. Other terms, conditions, and limitations may apply. Dealer participation may vary. Financing offer is subject to change or cancellation at any time. See us at Carolina Coast Harley-Davidson®, Wilmington NC for details. (910)791-9997
32 - *Terms, conditions, and additional fees apply. Motorcycles may be ineligible for return due to excess wear and tear, excessive modifications, or other conditions. See us at Carolina Coast Harley-Davidson®, Wilmington NC for details. (910)791-9997
33 - *Financing Offer available only on New Harley-Davidson® motorcycles financed through Eaglemark Savings Bank (ESB) and is subject to credit approval. Not all applicants will qualify. 8.99% APR offer is available only to high credit tier customers at ESB and only for a 48-month term. The APR may vary based on the applicant s past credit performance and the term of the loan. For example, a 2024 Road Glide® in Billiard Gray with an MSRP of $26,599, 10% down payment and amount financed of $23,939.10, 48-month repayment term, and 8.99% APR results in 47 monthly payments of $326.36 and a 48th balloon payment of $15,810.98. In this example, customer is responsible for applicable taxes, title, licensing fees and any other fees or charges at the time of sale. APR is calculated according to the simple interest method. Not valid in conjunction with other offers. This Financing Offer is valid during the period of July 1, 2024 - August 31, 2024. Other terms, conditions, and limitations may apply. Dealer participation may vary. Financing offer is subject to change or cancellation at anytime. See us at Carolina Coast Harley-Davidson®, Wilmington NC for details. (910)791-9997